2024 22

Investment Securities in the Operational Activities of Commercial Banks

Polіakov M. А. 
Phd of Economics
ORCID https://orcid.org/0009-0003-0196-862X
e-mail: polyakovma354@ukr.net,
Classical private university, Zaporizhia.

Citation Format
Polіakov M. А. Investment Securities in the Operational Activities of Commercial Banks. Management of Economy: Theory and Practice. Chumachenko’s Annals: collection of scientific papers / Institute of Industrial Economics of the NAS of Ukraine. Kyiv, 2024. P. 281-289. DOI: https://doi.org/10.37405/2221-1187.2024.281-289

Language
 Ukrainian

Resume
The article examines the problems and scientific substantiation of the concepts of investment activity of commercial banks, distinguishes between the concepts of “investment credit”, “investment operations” and “bank investments”.
The investment activity of commercial banks in Ukraine with the beginning of a full-scale invasion was analyzed and it was determined that the investment activity of commercial banks is carried out through a developed and implemented investment policy that depends on the financial condition, level of liquidity and solvency and other financial indicators. It has been proven that banking investments are the investment of commercial banks’ funds in movable and immovable property, intellectual property and securities for the purpose of obtaining profit.
Attention is paid to the concept of “investment portfolio” and its classification features. Characterized, the investment portfolio of a commercial bank can have different components, change its composition and structure by replacing different types of securities with each other, depending on the commercial bank’s investment goals and balancing their profitability and risk.
As a result of the study, an increase in the volume of placement of military  government bonds and the number of banks performing operations related to their implementation was revealed.

Keywords
investment, investment activity, commercial banks, banking system, credit system, investment activity of commercial banks.

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Full Text .pdf

Received: 19.09.2024
Accepted: 28.10.2024
Published: 20.12.2024